Laughlin Law & Title Fees

Purchase - ESTIMATED CLOSING FEES
COMMERCIAL FEES **************** REFINANCE FEES

Please be advised that these fees are merely estimates and actual fees may vary. Specific Contract terms will govern the fees and the amounts each party will pay.

The fees shown below are based on a Sales Price of $100,000.00


Buyer's
Fees
Seller's
Fees
Settlement of Closing Fee (see note) *
$175.00
$175.00
Attorney Fee's

$125.00
Tax Certification Fee

$38.50
Copies/Restrictions
$50.00

Express Mail Fee's (Estimated) ***
$45.00
$26.00
Owners Title Policy (Estimated) ****

$871.00
Lender's Title Policy
$100.00

Tax Deletion Endorsment (Mtg Policy)
$20.00

Tax Amendment R-24 (Mtg Policy)
$5.00

T-36 Environmental Endorsment (Mtg Policy)
$68.55

Total Fees
$563.55
$1275.50

The T-19 Endorsement is Five percent (5%) of the Title Policy Premium. The T-17 Endorsement is $25.00.

The ARM (Adjustable Rate Mortgage) Endorsement is $20.00. The Balloon Endorsement is $25.00.

Investment Property 1031 Exchanges are $750.00

* Settlement or Closing Fee’s will be increased for both parties for the following types of Transactions. However, other fees may also be eliminated for these types of transactions:

FHA Loans
$245.00
VA Loans
$350.00
Manufaacured Homes
$250.00

*** Recording Fees will be figured when the documents are received. Each County regulates their own recording fees.

**** The cost of the Owner’s Policy is calculated using the Sales Price and the Schedule of Basic Premium Rates. Historically, the Seller has been responsible for the cost of the Owner’s Title Policy; this is now negotiable.

Please be advised that these fees are merely estimates and actual fees may vary. Specific Contract terms will govern the amount each party is responsible to pay. Please contact one of our offices with any questions you may have about fees or any other part of a specific transaction.

We look forward to serving you. Your business is greatly appreciated!


Refinance - ESTIMATED CLOSING FEES

Please be advised that these fees are merely estimates and actual fees may vary.

The fees shown below are based on a Loan Amount of $100,000.00


Fee's
Settlement or Closing Fee (see note) *
$195.00
Attorney Fee's
$125.00
Tax Certification Fee
$38.50
Copies/Restrictions
$50.00
Express Mail Fee's ***
$45.00
Lender's Title Policy
$871.00
Tax Deletion Endorsement
$20.00
Tax Amendment R-24
$5.00
T-36 Environmental Endorsement
$25.00
T-19/ T-17 Endorsements
$68.55
T-42/ T-42.1 Endorsements (Cash Out Loans only)
$217.75
Total Fees
$217.75

The T-19 Endorsement is Five percent (5%) of the Title Policy Premium. The T-17 Endorsement is $25.00.

The ARM (Adjustable Rate Mortgage) Endorsement is $20.00. The Balloon Endorsement is $25.00.

* Settlement or Closing Fee’s will be increased for both parties for the following types of Transactions. However, other fees may also be eliminated for these types of transactions:

FHA Loans
$245.00
VA Loans
$350.00
Manufactured Homes
$250.00
Texas Cash Out Loans
$225.00

** Express Mail Fees are estimated. Hard costs will be used for these fees and will be determined based on how many items are being sent via Express Mail.

*** Recording Fees will be figured when the documents are received. Each County regulates their own recording fees.

**** The cost of the Lender’s Policy is calculated using the Loan Amount and the Schedule of Basic Premium Rates. Credits are available if the Borrower is Refinancing within 7 Years of their current Loan.

Existing Deed of Trust was recorded, ______ years ago:

0 to 2 years ago = 40% 2 to 3 years ago = 35% 3 to 4 years ago = 30% 4 to 5 years ago = 25% 5 to 6 years ago = 20% 6 to 7 years ago = 15%

Please be advised that these fees are merely estimates and actual fees may vary. Please contact one of our offices with any questions you may have about fees or any other part of a specific transaction.

We look forward to serving you. Your business is greatly appreciated!


Commercial - ESTIMATED CLOSING FEES

Please be advised that these fees are merely estimates and actual fees may vary. Specific Contract terms will govern the fees and the amounts each party will pay.

The fees shown below are based on a Sales Price of $100,000.00


Buyer's
Fees
Seller's
Fees
Settlement or Closing Fee
$500.00
$500.00
Attorney Fee's

$250.00
Tax Certification Fee

$250.00
Express Mail Fee's (Estimated) **
$60.00
$60.00
Recording Fee's (Estimated) ***
$100.00
$56.00
Owners Title Policy ****

$871.00
Lender's Title Policy
$100.00

Tax Deletion Endorsment (Mtg Policy)
$20.00

Tax Amendment R-24 (Mtg Policy)
$5.00

T-19 Restrictions, Encroachments and Minerals
(Mtg Policy)
$87.10

Total Fee's
$1,002.75
$1,769.50

The Survey Deletion is optional for the Owner’s Policy and is Fifteen percent (15%) of the Title Policy Premium.

The T-19 Endorsement is Ten percent (10%) of the Title Policy Premium.

The ARM (Adjustable Rate Mortgage) Endorsement is $20.00. The Balloon Endorsement is $25.00.

Investment Property 1031 Exchanges are $ 950.00

** Express Mail Fees are estimated. Hard costs will be used for these fees and will be determined based on how many items are being sent via Express Mail.

*** Recording Fees will be figured when the documents are received. Each County regulates their own recording fees.

**** The cost of the Owner’s Policy is calculated using the Sales Price and the Schedule of Basic Premium Rates. Historically, the Seller has been responsible for the cost of the Owner’s Title Policy; this is now negotiable.

Please be advised that these fees are merely estimates and actual fees may vary. Specific Contract terms will govern the amount each party is responsible to pay. Please contact one of our offices with any questions you may have about fees or any other part of a specific transaction.

We look forward to serving you. Your business is greatly appreciated!