What is Title Insurance?

Just as homeowner’s insurance guards against losses form fire and theft, title insurance protects the insured from hidden risks, “clouds” and unknown claims against the property. Examples of these hazards include: unpaid taxes or liens, judgments against previous owners, easements, fraud and long lost relatives of previous owners with superior claims. The difference in the title insurance is the premium is paid one time only – at closing, and the coverage will continue until you sell the property.

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